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Arca Compliance, London · UK & EU

Compliance
that holds
under scrutiny.

Senior regulatory and compliance advisory for fintech, digital asset, and cryptoasset businesses. We build the frameworks regulators expect to find, and audit with the same rigour they apply.

4
Core services
UK/EU
Jurisdictions
4
Legal partners globally
Selected Clients
BloombergMoneycorpPension FundsPrivate StructuringTradFi & DeFi Institutions BloombergMoneycorpPension FundsPrivate StructuringTradFi & DeFi Institutions

Compliance counsel for firms that cannot afford to get it wrong.

Regulatory and compliance advisory for fintech, digital asset and cryptoasset businesses. FCA authorisation, MiCA CASP licensing, AML/KYC frameworks and ongoing compliance across the UK and EU.

Our work spans the full compliance lifecycle, authorisation applications, AML and KYC programme builds, compliance audit and assurance, and CPD-aligned training, delivered by practitioners who have built these frameworks inside regulated firms.

Four services.
One standard.

Expand each topic for a short positioning note. Engagement is by introduction.

01
Authorisation & Licensing
FCA MiCA CASP Business Plans SMCR Policies

Most applications fail slowly. Not through rejection, but through months of clarification requests that drain management time and delay revenue.

We take a different view. An application should be built to be approved, not submitted to be negotiated. That means a regulatory business plan the case officer can follow, governance and SMCR mapping that reflects how the firm actually runs, and financial evidence that anticipates scrutiny rather than reacting to it.

You get one chance at a first impression with the FCA. We make it count.

Engaged by introduction. Briefings below.
02
AML / KYC Advisory
AML Frameworks Gap Analysis MLRo Fraud Risk Travel Rule

Every digital-asset firm has an AML framework. The question is whether it works when a transaction actually goes wrong.

We build risk-based AML and KYC frameworks designed for how crypto businesses operate in practice: a business-wide risk assessment grounded in your actual flows, a customer risk model that scales, on-chain analytics wired into the decision-making rather than bolted on, and Travel Rule and fraud controls that hold up under volume. Where the MLRO function needs depth, we provide it.

The test we apply is simple. Could your team run this framework on a bad day, not just show it on a good one?

Engaged by introduction. Briefings below.
03
Operations & Audit
Audit & Assurance CPD Training Risk Modelling Gap Analysis

A compliance framework that has never been tested is a framework you know nothing about.

We conduct independent audits, gap analyses, and risk modelling for regulated and pre-application firms, and we test against the questions supervisors actually ask, not the ones the manual anticipates. What comes back is a remediation plan written once, in language both the board and the regulator can act on, because a finding that needs translating is a finding that gets lost.

You should learn where the gaps are early on.

Engaged by introduction. Briefings below.
04
Legal & Compliance Package
End-to-End Legal Partners Token Opinions DAO Legal Global Coverage

Regulatory problems rarely respect the boundary between legal and compliance. Most advisers do.

When a matter needs both, we run them as one workstream: scoping the regulatory perimeter, then coordinating the legal instruments around it, corporate structure, terms, token documentation, and opinions. The result is an application, a contract, and a policy stack that tell the same story in every jurisdiction you operate in.

Regulators notice inconsistency before they notice anything else. We make sure there is none to find.

LEARN MORE →

Three principles.
No exceptions.

01
Introduction Only

All engagements begin with a referral or direct introduction. 

02
Defined Scope

We work on broad or specific matters. Spanning from authorisation applications, AML builds, audit engagements, training programmes, with clear deliverables.

03
Senior Throughout

Every engagement is handled at senior level from start to finish. If we take your matter, you have our full attention.

What we are watching.
And what you should be.

Visit the Advisory Desk →
FCA · Q1 2026

FCA Cryptoasset Authorisation in 2026: What Firms Need Ready Before the Part 4A Gateway Opens

Most first-wave applications will be rejected on regulatory business plan quality. This piece sets out what we are seeing, and what will cost firms their application.

Read Analysis →
MiCA · Q1 2026

MiCA CASP Licensing: Jurisdiction Selection, NCA Timelines, and What the Application Actually Requires

Authorisation timelines vary between 6 and 18 months depending on NCA. The jurisdiction decision is now as important as application quality.

Read Analysis →
AML · Q4 2025

AML/KYC for Digital Asset Businesses: Building a Framework That Survives FCA Scrutiny

What a compliant AML/KYC programme looks like in 2026, the BWRA, on-chain analytics, Travel Rule compliance, and the MLRo function the FCA actually expects.

Read Analysis →

Stay ahead of what
regulators are watching.

Fortnightly briefings on FCA, MiCA, AML, and digital asset developments, written for compliance leads and founders, not general audiences.

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You are on the list.

Expect your first briefing within two weeks.

We work with the few rather than the many.

If you are a fintech, digital asset, or cryptoasset business with a specific compliance matter, tell us about it below. We will come back to you directly.

Your details are held securely. We will respond within two business days.

Fintech, digital asset, or crypto firm with a specific compliance matter
Operating in or entering UK, EU, or dual-regulated environment
Decision-maker is accessible, not routed through procurement
Understands that quality advisory requires time, trust, and senior engagement
Referred by a network counterpart or introduced via Galore.club